Quick navigation
English Deutsch

Real estate liens

A pledge agreement forms the basis for the pledging of a property in favor of a creditor. The property serves the creditor as security for a mortgage loan granted.

A pledge agreement must have the following essential components:

  • the contracting parties (pledgor and pledgee), in the case of a third-party debt relationship also the debtor;
  • the exact property designation;
  • the pledge promise of the the property owner;
  • the consent of the spouse or registered partner, if the pledged property is the house or apartment of the family or the joint home;
  • the designation of the type of real estate lien (capital or maximum real estate lien, register debt certificate);
  • the reference to the total pledge in the case of several properties;
  • the claim to be secured in the mortgage;
  • the pledge amount (does not have to be identical with claim / debt amount);
  • the maximum interest rate, if such is to be registered.

Notarization and public certification

Leaflets

Forms

Grundbuchauszug, Bestellung
brick.linklist.external_link.screenreader
 Pfandrecht, Pfandvertrag über die Errichtung eines Registerschuldbriefes (Namen-Register-Schuldbrief)
brick.linklist.external_link.screenreader
 Pfandrecht, Erklärung zur Errichtung eines Registerschuldbriefes (Eigentümer-Register-Schuldbrief)
brick.linklist.external_link.screenreader
 Pfandrecht, Pfandvertrag Kapitalgrundpfandverschreibung
brick.linklist.external_link.screenreader
 Pfandrecht, Pfandvertrag Maximalgrundpfandverschreibung
brick.linklist.external_link.screenreader

Laws

Contact persons

Link Website: https://www.llv.li/en/business/financing-funding/real-estate-liens